Unless you’ve had an overnight stay in a hospital recently, you’ve probably never heard of the health insurance practice of downcoding, but it’s yet one more health insurance matter to be aware of if you have a medical emergency. In downcoding, a health insurance company unilaterally decides after the fact to reduce charges for medical . . . → Read More: Downcoding a Health Insurance Claim: Is This One More Way for Health Insurance Companies to Squeeze Patients and Hospitals?