If you are used to being able to automatically add your spouse to your employer’s health insurance plan, you may need to sit down for this one. With healthcare costs climbing higher and higher and companies eyeing every dollar going into the bottom line, you can bet that employers are trying to cut every cost . . . → Read More: Open Enrollment: Are You Ready to Pay More To Add Your Spouse to Your Health Plan?
It’s open enrollment season and if you’re like most people, you’re probably going through your benefits package trying to figure out which health insurance plan your employer is offering would be best for you. But have you ever thought about whether going out and buying your own health insurance policy would be a better option . . . → Read More: Open Enrollment: Is Your Employer’s Health Insurance Plan Your Best Option?
If you’ve already started going through your annual open enrollment packages, this news is going to be no surprise, but our friends over at the Kaiser Family Foundation and Health Research and Educational Trust have found that the cost of employer health insurance benefits is up 9% over last year alone. In real dollar terms, . . . → Read More: Cost of Health Insurance Benefits Up 9%, Employees Turn to High-Deductible Plans
Okay, we admit that there have been times that I’ve thought about getting married for health insurance. After all, if you’re self-employed it’s really one of the only ways to get affordable health insurance if you’re older or have a pre-existing condition. But we never really thought about advertising for for someone to marry just for the . . . → Read More: SJM Seeks Young, Single Woman With Health Insurance
Ever since New York became the sixth state in the country to legalize same-sex marriage, we’ve been getting emails asking about whether this changes the health insurance situation for same-sex couples in New York. Well, the answer’s mostly good for same-sex couples in the Empire State.
Actually, the State of New York has recognized same-sex . . . → Read More: Will Same-Sex Spouses in New York Get Health Insurance Now?
There hasn’t been a whole lot that folks have agreed about on healthcare reform, but outlawing health insurance rescission may have been one of the few things that people across the political spectrum could come together about. Left or right, most people do not like the idea that their health insurance can be rescinded, that . . . → Read More: Does Healthcare Reform Really Prevent Health Insurance Rescission?
We know it’s only May, but we’re already starting to get news on trends for this year’s open enrollment season, and it’s not going to be pretty. Health insurance costs are going up for everyone, even large employers and they’re passing along some of those costs to their employees.
And one of the most popular . . . → Read More: Employers To Raise Health Insurance Deductibles During Open Enrollment
“How do I find affordable, low-cost health insurance if I’m self-employed?” It’s the question we were wrestling with ourselves when we started MyHealthCafe.com, and it’s still a question that someone asks us almost everyday.
Well, we’re not going to sugarcoat it. As you probably already know, it’s not pretty out there in the health insurance markets for the . . . → Read More: Finding Affordable Health Insurance If You’re Self-Employed
Does anyone have affordable, low-cost health insurance these days? It’s bad enough that many individual insurance policies are now being priced out of the reach of most Americans, but even group health insurance is getting more and more expensive these days for both employers and workers. It used to be that the ticket to affordable, . . . → Read More: Is Affordable, Low-Cost Health Insurance a Thing of the Past?
Just a reminder as we head into the last weekend in February. If you haven’t already, it’s time to start breaking out the calculator and working through the pound of taxed flesh which will be due to the federal government. And since many small businesses have been counting on the small business health insurance tax credits to . . . → Read More: Tax Season Reminder: The Small Business Health Insurance Tax Credit