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We’re actually cautiously hopeful about the news on California health insurance exchange rates coming out today: SACRAMENTO – In the first disclosure of individual health insurance premiums by the nation’s largest state, California announced on Thursday a wide array of choices for the 5.3 million people expected to qualify to purchase coverage through its online . . . → Read More: Could California Health Insurance Rates Become Affordable? Quick! What does your family spend more on, medical costs or groceries? Well, don’t look now, but the answer might surprise you: The cost of medical care “now exceeds the cost of groceries” for the typical American family with health insurance coverage through their employer, a new study shows. The 2013 Milliman Medical Index, . . . → Read More: Family Medical Costs to Exceed Cost of Groceries in 2013 Have you had to reimburse your health insurance? Tell us about it in our discussion forum! . . . → Read More: Do We Really Have To Repay Our Health Insurers? Some health insurance giants have decided not to play in the California insurance exchange sandbox: Some prominent health insurers, including industry giant UnitedHealth Group Inc., are not participating in California’s new state-run health insurance market, possibly limiting the number of choices for millions of consumers. UnitedHealth, the nation’s largest private insurer, Aetna Inc. and Cigna . . . → Read More: Major Health Insurers Opt Out of California Exchange Most of us take having a bank account for granted, but could a lack of bank accounts cause a major wrinkle with Obamacare: One in five households in the U.S. have only a tenuous relationship with a traditional bank. Many of 51 million adults in these households rely on check-cashing stores and money lenders, the . . . → Read More: Obamacare: Will Bank Accounts Stand Between the Uninsured and Health Insurance? And the high-deductible health insurance plan is all part of the new normal: When Maria and Vadim Brodsky’s then 7-year-old daughter needed an MRI two years ago to examine a tumor in her head, they took her to a hospital in their health plan’s network and were dismayed to receive a $4,500 bill. The couple . . . → Read More: High-Deductible Health Insurance: My Mama Told Me, You Better Shop Around… There’s been a lot of talk about the so-called Oregon Experiment. Oregon conducts an annual lottery for a few precious spots in its state Medicaid program. Recently, a group of researchers looked into the program, as a look as to whether an expanded Medicaid makes any difference to people’s health. Well, Kaiser Health News . . . → Read More: The Oregon Medicaid Lottery, a Winner’s Story If you’re a small business owner, this news may not be a surprise: Many small-business owners worry that a new tax on insurance providers in the health-care law will mean higher premiums for them, undermining the law’s capacity to lower their health-care costs. Starting next year, the federal government will charge a new fee on . . . → Read More: Obamacare: How Much Will It Cost Small Business Owners? Sometimes we get asked what’s the harm of going without health insurance. And honestly, some people don’t really have much of a choice because of circumstances (usually, pre-existing conditions). But for one cautionary tale by Steve Vernon of CBS Moneywatch, read on: I can relate to this personally. I have comprehensive health insurance sponsored by . . . → Read More: How Close Are You to a Financial Catastrophe? The Ryans are small business owners, struggling with health insurance costs which have ballooned from a mangeable $362 a month to over $1,700. What to do, what to do, as retirement approaches: The Ryans’ insurance policy costs $1,725 a month, four times what they spend on their mortgage. They have a Cadillac plan with a . . . → Read More: Obamacare: Is There Hope For Small Business Owners? |
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