For lots of employers, the answer seems to be plenty:
King County, Washington, was one of the first local governments to use rewards and penalties to encourage healthier behaviors. A decade ago, the county panicked as health care costs were growing at a pace of 15 percent every year. Then-executive Ron Sims convened a . . . → Read More: How Much Would Your Employer Pay for You To Be Healthy?
Ezra Klein of The Washington Post wonders what it would be like if we bought televisions like we buy health insurance:
Imagine you went to Best Buy and found a great deal on a plasma television set. I want to be clear: You didn’t find a great television set. This one is actually a . . . → Read More: Is Health Insurance Like Buying TVs?
High-deductible health insurance may be the new normal, but is there a way shrink those sky high deductibles, even a little bit. Maybe so:
There is no free lunch. As more people buy high-deductible health plans, they’re discovering that while premiums for such plans are more affordable, the trade-off can be high out-of-pocket costs before . . . → Read More: Health Insurance: Can You Shrink a High Deductible?
We’re actually cautiously hopeful about the news on California health insurance exchange rates coming out today:
SACRAMENTO – In the first disclosure of individual health insurance premiums by the nation’s largest state, California announced on Thursday a wide array of choices for the 5.3 million people expected to qualify to purchase coverage through its online . . . → Read More: Could California Health Insurance Rates Become Affordable?
Have you had to reimburse your health insurance? Tell us about it in our discussion forum!
. . . → Read More: Do We Really Have To Repay Our Health Insurers?
And the high-deductible health insurance plan is all part of the new normal:
When Maria and Vadim Brodsky’s then 7-year-old daughter needed an MRI two years ago to examine a tumor in her head, they took her to a hospital in their health plan’s network and were dismayed to receive a $4,500 bill.
The couple . . . → Read More: High-Deductible Health Insurance: My Mama Told Me, You Better Shop Around…
There’s been a lot of talk about the so-called Oregon Experiment. Oregon conducts an annual lottery for a few precious spots in its state Medicaid program. Recently, a group of researchers looked into the program, as a look as to whether an expanded Medicaid makes any difference to people’s health.
Well, Kaiser Health News . . . → Read More: The Oregon Medicaid Lottery, a Winner’s Story
Sometimes we get asked what’s the harm of going without health insurance. And honestly, some people don’t really have much of a choice because of circumstances (usually, pre-existing conditions). But for one cautionary tale by Steve Vernon of CBS Moneywatch, read on:
I can relate to this personally. I have comprehensive health insurance sponsored by . . . → Read More: How Close Are You to a Financial Catastrophe?
This aspect of Obamacare hasn’t talked about as much, but is looming as a major issue for some employers:
Many executives have long enjoyed perks like free health care and better health benefits for themselves and their families. But under a little noticed anti-discrimination provision in the federal health law, such advantages could soon trigger . . . → Read More: Should Everyone Have the Same Health Insurance?
Alice Marie Francis believes it’s important to have health insurance, but finding a plan that fit her budget was no easy task. “Money is tight,” says the 50-year-old Burbank mother of two, whose children are insured by their father’s work-based policy.
To make sure she had coverage that didn’t break the bank, she opted for . . . → Read More: High-Deductible Health Insurance Still a Popular Option