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Do You Know How Much The CEO of Your Health Insurer Makes?

Or maybe how many health insurance claims it denies? Well, it turns out there might be a relationship between the two:

When you’re shopping for health insurance, wouldn’t it be great if you could find out every insurer’s claim denial rate? And how much each one spent on lobbying and advertising — and how much . . . → Read More: Do You Know How Much The CEO of Your Health Insurer Makes?

Does Your Health Insurance Have a “Discretionary” Clause?

News, Weather and Classifieds for Southern New England

Does your health insurance have a “discretionary” clause? Tell us about it in our discussion forum!

Does Your Health Insurance Cover Everything You Think It Does?

Sadly, it seems like most people don’t find out until a medical emergency finally occurs. Jennifer Giuffre-Donohue found out the hard way when she was diagnosed with cancer:

So as my head was swimming I stared at the four prescriptions spread out on my bed just staring back at me, all for testing required before . . . → Read More: Does Your Health Insurance Cover Everything You Think It Does?

So Where Do Americans With Pre-Existing Conditions Go Now?

With the Pre-existing Condition Insurance Plans closing to new enrollment, the question is fast becoming “So where do Americans with pre-existing conditions go now?”:

The 53-year-old owner of Prima Music, which sells educational music books to customers around the world, ardently opposes big government. But, he said, there’s a problem when insurance companies won’t insure . . . → Read More: So Where Do Americans With Pre-Existing Conditions Go Now?

Tip: If You Have A Medical Emergency in a Foreign Country…

Well, it’s not like anyone plans to have a medical emergency in a foreign country, and of course, of greatest concern if a medical emergency occurs while traveling abroad is making sure everyone makes it back home in as good health as possible.

However, if the immediate medical emergency has passed, you may have started . . . → Read More: Tip: If You Have A Medical Emergency in a Foreign Country…

Montana Has Highest Rate of Health Insurance Denials

In case you’re thinking of moving to Montana anytime soon:

Nearly half, 45 percent, of health insurance applications filed in Montana are denied, according to a new analysis out from an insurance industry group, more than double the national average. Meanwhile, five states have a denial rate of 0 percent.

That’s a big difference. But . . . → Read More: Montana Has Highest Rate of Health Insurance Denials

Do Insurers Just Add to the Problem?

We wondered whether health insurers really understand anything of what goes on with patients after reading this account of the last days of James Bilwas’ sister:

When my 40-year old sister was diagnosed with terminal brain cancer, her one, overriding wish as the days ticked down was to die in her own home with her . . . → Read More: Do Insurers Just Add to the Problem?

Connecticut Agency Helps Fight Insurance Claim Denials

Do these stories sound familiar?

Smith frequently finds herself on the opposite end of the telephone with someone at the edge of desperation, if not a good deal beyond it. It might be a mother distraught after her teenage son has been rushed to an emergency room following a suicide attempt and her insurance carrier . . . → Read More: Connecticut Agency Helps Fight Insurance Claim Denials

Could Your Employer and Health Insurance Leave You Hanging in the Hospital?

We’re not going to answer that question, but here’s one woman’s nightmarish story:

Kristen Magner was hooked to an IV, awaiting her first dose of chemotherapy, when circumstances forced her to put a dollar value on her life.

The 31-year-old Tempe resident was seeking treatment for an aggressive and rare form of breast cancer that . . . → Read More: Could Your Employer and Health Insurance Leave You Hanging in the Hospital?

Should Peri-Menopause Be a Pre-Existing Condition?

Is it true that being a woman is a pre-existing condtion? Gina Presson is an independent television producer who recently bought a health insurance policy only to discover this:

Gina came to see me after dealing with hives on her skin, which had been infrequent for years but had become persistent for the past two . . . → Read More: Should Peri-Menopause Be a Pre-Existing Condition?