As most of us wrestle with the question of what will happen now that healthcare reform has passed, the big question on everyone’s mind is, How will the healthcare reform affect me?
Over here at MyHealthCafe.com, we’re working on some really nifty features to help you understand how healthcare reform may affect you, but in the meantime, The Los Angeles Times had a very nice feature illustrating how healthcare reform may affect four Americans in four distinct scenarios. In no way do these scenarios encompass all possibilities (for example, no one described has a cadillac health insurance plan), but they do give you an idea as to how healthcare reform may play out for many people.
We get asked a lot about how health reform might affect Americans who get their health insurance through their employers. In a similar scenario:
Rudolph, an independent contractor, is happy with his health insurance as is. The Blue Cross Blue Shield plan pays for preventive care and diagnostic tests and is accepted by the primary care physician who has a long history with his family.
“My wife’s plan is not cheap … but it is a good plan and well worth it,” he said. “Peace of mind is worth a lot.”
And nothing in this law will require him to change his current insurance, said Anthony Wright, executive director of Health Access California. Not only will he get to keep the coverage, which he has through his wife’s job with Fairfax County Public Schoolshttp://www.fcps.edu/index.shtml, but the family policy also costs less than $27,500 annually, the threshold for being taxed as a so-called Cadillac plan.
For the full Los Angeles Times article: LA Times Health Insurance Reform Profiles.
And for the MyHealthCafe.com Mini-Glossary on Healthcare Reform, visit us at Healthcare Reform Mini-Glossary.
- Healthcare Reform: Immediate Changes for Health Insurance and Pre-Existing Conditions
- Healthcare Reform: Immediate Changes in Medicaid
- Healthcare Reform Changes: Health Insurance and Adult Children
- Reminder: Short-Term Health Insurance is only for the Short-Term!
- Healthcare Reform Wrap-up: Weighting In on How to Cut Healthcare Costs