How many Americans are pulling together a mish-mash of different health insurance plans in order to be able to cover all the members of their family? We may be used to the idea of the American family being covered all under a single health insurance plan, but we’re hearing more and more stories like that of Kathy Murphy, a musician with a pre-existing condition in Colorado:
Murphy, a musician who owns a business with her husband, could not get traditional health insurance and joined Cover Colorado — a pool policy available to Coloradans with pre-existing conditions, she said.
She pays about $300 a month for a high-deductible plan that provides “virtually no coverage,” she said.
Two older sons who still could be legally included on their parents’ insurance also have pre-existing conditions — one has Type 1 diabetes, the other suffered a concussion. Both are on their own policies.
Her husband and youngest son are on a third policy, meaning the family pays more than $800 a month for health insurance, Murphy said.
How many different health insurance plans cover your family? Tell us about it in our discussion forum!
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