We thought the prospect of $36,000 annual health insurance bill was bad enough, but the health insurance premiums that a Missouri family of five were quoted just takes the cake:
There’s no way — just no possible way that number could be right, Lisa Hill thought. But there it was, in black and white, typed up neatly on an insurance company form letter: $7,972.25 per month.
That’s how much health insurance would now cost the five-member Hill family — just shy of $100,000 per year.
Lisa had recently been forced to quit her job at a title agency in St. Louis to take care of her sick 17-year-old who had struggled with leukemia, autism, and epilepsy. Her husband had no insurance through the family-owned plumbing company. The temporary COBRA insurance that carried over from Lisa’s old job had run out, her son’s pre-existing conditions had driven individual-plan premiums through the roof, and this was the new reality for the Hills: $7,972.25 per month.
“I called them up to make sure they didn’t mean $8,000 per year, and they confirmed the amount,” she said. “And I just told them, ‘You’re crazy.’ So we went without insurance — my whole family did, actually. For three months.”
Health Reform on the Brink: Uninsured in Missouri
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