As we mentioned in our previous blog about COBRA eligibility, being laid off from your job does not automatically make you eligible for COBRA health insurance continuation. Most notably, COBRA health insurance continuation does not apply to small businesses with fewer than 20 employees, unfortunately. This obviously has the potential to leave a large segment . . . → Read More: Not Eligible for COBRA? What About Mini-COBRA Health Insurance?
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Reminder! As we’ve sometimes mentioned, being laid off from your job does not automatically make you eligible for COBRA health insurance continuation. Most notably, COBRA health insurance continuation does not apply to small businesses with fewer than 20 employees, unfortunately. This obviously has the potential to leave a large segment of the population with very . . . → Read More: Not Eligible for COBRA Health Insurance? Mini-COBRA May Still Be Available If you were recently laid off or are about to be and you intend to use COBRA to continue your health insurance coverage, here is a money-saving tip that can save you some real money. Under COBRA, you have a period of 60 days from the date you leave your employment to elect to continue . . . → Read More: A COBRA Money Saving Tip We might have to say “yes” after reading dancer and writer Kimberly Dawn Neumann’s saga of her health insurance after a knee injury: I went on COBRA for the first time. And holy what? It was like $650 per month. How on earth was I supposed to pay for that and a Manhattan apartment? I . . . → Read More: Are We All Just Slaves to Health Insurance? Unfortunately, this is a tax season reminder which could add to your tax bill this year, but still important nonetheless. If you were laid off and used the federal COBRA subsidy to help pay your COBRA health insurance premiums, you may be in for a shock. If you earned enough money last year, you may . . . → Read More: Tax Season: Do You Have To Repay Your COBRA Health Insurance Subsidy? One more health insurance lifeline was cut off yesterday. For the last couple of years, the federal COBRA health insurance subsidy had been helping laid off workers stay on health insurance by paying up to 65% of their COBRA health insurance premiums, but the last extensions for the subsidies are expiring this month. Without any more extensions from Congress, . . . → Read More: Last COBRA Health Insurance Subsidies End… So What Do We Do Now For Health Insurance?  74 comments  affordable health insurance, COBRA, health insurance, health insurance costs, health insurance coverage, self-employed, underinsured, unemployed, uninsured  affordable health insurance, COBRA, health insurance, health insurance costs, health insurance coverage, self-employed, underinsured, unemployed, uninsured One more health insurance lifeline is cut off this month. For the last couple of years, the federal COBRA health insurance subsidy had been helping laid off workers stay on health insurance by paying up to 65% of their COBRA health insurance premiums, but the last extensions for the subsidies are expiring this month. Without any more extensions from . . . → Read More: Last COBRA Health Insurance Subsidies End… So What Do We Do Now For Health Insurance? As the economy starts to pick up a (small) amount of steam, we’d like to congratulate everyone who has found a new job with health insurance benefits. Yay, you! But before you think you’re totally home free on your heatlh insurance, a quick little note. Don’t quit your COBRA health insurance just yet! Even though COBRA can be . . . → Read More: I Found a New Job With Health Insurance…. Why Do I Need to Stay on COBRA? If you have left your job and have been getting your health insurance through COBRA, this is just another friendly reminder that while COBRA is a good, relatively affordable option for health insurance, it’s still only temporary. If you can find other health insurance, it’s usually a good idea to switch to more permanently health insurance sooner rather than later. Generally, COBRA allows . . . → Read More: COBRA, An Affordable Health Insurance Option, But Only Temporary Leave a comment affordable health insurance, COBRA, health insurance, health insurance coverage, health insurance denials, PCIPs, Pre-existing Condition Insurance Plans, pre-existing conditions affordable health insurance, COBRA, health insurance, health insurance coverage, health insurance denials, PCIPs, Pre-existing Condition Insurance Plans, pre-existing conditions Most of us take comfort in the idea that if we unexpectedly lose our jobs, we can always fall back on COBRA as a source of relatively affordable health insurance, especially if we are older or have a pre-existing condition. Well, it didn’t quite work out that way for Lawrence Rosenberg when his job ended: . . . → Read More: When the COBRA Health Insurance Ends… Leave a comment affordable health insurance, COBRA, health insurance, health insurance coverage, health insurance denials, Medicare, underinsured, unemployed, uninsured affordable health insurance, COBRA, health insurance, health insurance coverage, health insurance denials, Medicare, underinsured, unemployed, uninsured |
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