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There’s been a lot of talk about the so-called Oregon Experiment. Oregon conducts an annual lottery for a few precious spots in its state Medicaid program. Recently, a group of researchers looked into the program, as a look as to whether an expanded Medicaid makes any difference to people’s health. Well, Kaiser Health News . . . → Read More: The Oregon Medicaid Lottery, a Winner’s Story If you’re a small business owner, this news may not be a surprise: Many small-business owners worry that a new tax on insurance providers in the health-care law will mean higher premiums for them, undermining the law’s capacity to lower their health-care costs. Starting next year, the federal government will charge a new fee on . . . → Read More: Obamacare: How Much Will It Cost Small Business Owners? Sometimes we get asked what’s the harm of going without health insurance. And honestly, some people don’t really have much of a choice because of circumstances (usually, pre-existing conditions). But for one cautionary tale by Steve Vernon of CBS Moneywatch, read on: I can relate to this personally. I have comprehensive health insurance sponsored by . . . → Read More: How Close Are You to a Financial Catastrophe? The Ryans are small business owners, struggling with health insurance costs which have ballooned from a mangeable $362 a month to over $1,700. What to do, what to do, as retirement approaches: The Ryans’ insurance policy costs $1,725 a month, four times what they spend on their mortgage. They have a Cadillac plan with a . . . → Read More: Obamacare: Is There Hope For Small Business Owners? What’s going on in Oregon would seem to indicate so,,,, Maybe competition among health insurance plans can lead to lower rates. As soon as Oregon this week became the fourth state to publicly list health insurers’ proposed 2014 rates for individual and small group coverage, two plans moved to cut their suggested prices, the Oregonian . . . → Read More: Could Public Health Insurance Rates Force Prices Downward? This aspect of Obamacare hasn’t talked about as much, but is looming as a major issue for some employers: Many executives have long enjoyed perks like free health care and better health benefits for themselves and their families. But under a little noticed anti-discrimination provision in the federal health law, such advantages could soon trigger . . . → Read More: Should Everyone Have the Same Health Insurance? Alice Marie Francis believes it’s important to have health insurance, but finding a plan that fit her budget was no easy task. “Money is tight,” says the 50-year-old Burbank mother of two, whose children are insured by their father’s work-based policy. To make sure she had coverage that didn’t break the bank, she opted for . . . → Read More: High-Deductible Health Insurance Still a Popular Option You would think that the states with the most uninsureds would be getting the most money to enroll them in health insurance coverage but nooooooooo: Florida is on course to spend $6 million to reach out to nearly 4 million uninsured people and help them sign up for coverage in the federal health law’s online . . . → Read More: Obamacare: How Much Will Your State Be Spending To Enroll the Uninsured? Much of the healthcare debate has centered on the question of “choice,” but are we trapped already? There’s a man who hates his job. Oh, there are lots of them but this guy can’t quit and his boss knows it. His son has asthma and has been in and out of the hospital since . . . → Read More: Are Americans Trapped By Their Health Insurance? If you are lucky enough to have health insurance, one of the keys to keeping a handle on your healthcare costs is understanding what are “reasonable and customary” charges under your health insurance policy. If you can understand your health insurance policy’s “reasonable and customary” charges, you will have taken the first step in finding . . . → Read More: Are Your Doctor’s Charges “Reasonable and Customary”? |
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