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We’re actually cautiously hopeful about the news on California health insurance exchange rates coming out today: SACRAMENTO – In the first disclosure of individual health insurance premiums by the nation’s largest state, California announced on Thursday a wide array of choices for the 5.3 million people expected to qualify to purchase coverage through its online . . . → Read More: Could California Health Insurance Rates Become Affordable? Have you had to reimburse your health insurance? Tell us about it in our discussion forum! . . . → Read More: Do We Really Have To Repay Our Health Insurers? And the high-deductible health insurance plan is all part of the new normal: When Maria and Vadim Brodsky’s then 7-year-old daughter needed an MRI two years ago to examine a tumor in her head, they took her to a hospital in their health plan’s network and were dismayed to receive a $4,500 bill. The couple . . . → Read More: High-Deductible Health Insurance: My Mama Told Me, You Better Shop Around… There’s been a lot of talk about the so-called Oregon Experiment. Oregon conducts an annual lottery for a few precious spots in its state Medicaid program. Recently, a group of researchers looked into the program, as a look as to whether an expanded Medicaid makes any difference to people’s health. Well, Kaiser Health News . . . → Read More: The Oregon Medicaid Lottery, a Winner’s Story Sometimes we get asked what’s the harm of going without health insurance. And honestly, some people don’t really have much of a choice because of circumstances (usually, pre-existing conditions). But for one cautionary tale by Steve Vernon of CBS Moneywatch, read on: I can relate to this personally. I have comprehensive health insurance sponsored by . . . → Read More: How Close Are You to a Financial Catastrophe? This aspect of Obamacare hasn’t talked about as much, but is looming as a major issue for some employers: Many executives have long enjoyed perks like free health care and better health benefits for themselves and their families. But under a little noticed anti-discrimination provision in the federal health law, such advantages could soon trigger . . . → Read More: Should Everyone Have the Same Health Insurance? Alice Marie Francis believes it’s important to have health insurance, but finding a plan that fit her budget was no easy task. “Money is tight,” says the 50-year-old Burbank mother of two, whose children are insured by their father’s work-based policy. To make sure she had coverage that didn’t break the bank, she opted for . . . → Read More: High-Deductible Health Insurance Still a Popular Option You would think that the states with the most uninsureds would be getting the most money to enroll them in health insurance coverage but nooooooooo: Florida is on course to spend $6 million to reach out to nearly 4 million uninsured people and help them sign up for coverage in the federal health law’s online . . . → Read More: Obamacare: How Much Will Your State Be Spending To Enroll the Uninsured? Much of the healthcare debate has centered on the question of “choice,” but are we trapped already? There’s a man who hates his job. Oh, there are lots of them but this guy can’t quit and his boss knows it. His son has asthma and has been in and out of the hospital since . . . → Read More: Are Americans Trapped By Their Health Insurance? If you are lucky enough to have health insurance, one of the keys to keeping a handle on your healthcare costs is understanding what are “reasonable and customary” charges under your health insurance policy. If you can understand your health insurance policy’s “reasonable and customary” charges, you will have taken the first step in finding . . . → Read More: Are Your Doctor’s Charges “Reasonable and Customary”? |
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