Unfortunately, we have personal experience with this insurance nightmare. If you’re planning on traveling this summer, ignore the fine print of your travel insurance at your own peril. Otherwise, you could end up with an insurance nightmare like this couple did:
Jennifer Chilton is outraged because her friends have been denied travel insurance coverage on a technicality. Will they really lose $10,074 because of a clause in the fine print? Find out.
Q: I’m writing on behalf of two friends who booked a trip of a lifetime to Italy recently. They also purchased trip insurance through Access America. A couple days after paying for the insurance, they found out that the husband had to have hip replacement surgery. It was a situation that became chronic within a couple of days.
The entire cost of the trip was $10,074. However, they didn’t read all of the fine print in the terms and conditions and didn’t realize that no refund would be available to them for cancellation due to a pre-existing condition because they didn’t purchase insurance on the full cost of the trip — only $10,000 of the trip.
Are you taking out travel insurance this summer? Tell us about it in our discussion forum!
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